Apply for A Business Loan 

The best bank for your business may not be a bank.

Heritage Federal Credit Union believes that Small Businesses are the foundation of America. We understand the amount of hard work, courage, and determination a business owner must have to be successful and credit unions have been helping these businesses for over 100 years. Whether you are just starting out or ready to open that next location, we have the right tools to take your business to the next step. We offer a variety of Business Checking and Savings accounts as well as a complete line of Business Loan products and services to meet the financial needs of any business.


 Business Banking


 Payment Processing

Heritage Federal Credit Union would like to help your business succeed in every way possible. That is why we have collaborated with First Data®, a leader in payment processing solutions, to offer you easy and affordable merchant processing programs to meet today’s consumer demands.

  • Offering you these programs can lead to:
  • Increased Revenue - Clients who use credit cards generally buy more than those who are limited to cash payments
  • Increased Sales - Offering more payment options such as gift cards can increase sales
  • Merchants report a sales increase of 25% to 500% over paper gift certificates. Over 61% of customers spend more than the value of the gift card

Some restrictions apply on combining Discover and American Express onto one statement.

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