Heritage Federal Credit Union… Since 1965.

Heritage Federal Credit Union began in 1965 as Warrick Employees Federal Credit Union for the employees at ALCOA Warrick Operations in Newburgh, Indiana. We had an interesting start to the credit union - United Steel Workers Local 104 union members started conducting financial transactions out of the trunk of a car. Our founders were looking to provide affordable financial products and services. We continue that tradition with competitive rates and exceptional services right here in your community.

In 1983, our credit union became community chartered. Today our membership is open to everyone who lives, works, worships, attends school, participates in programs to alleviate poverty or distress, or participates in associations headquartered in; and businesses and other legal entities, incorporated and unincorporated organizations located in, or maintaining a facility located in Gibson, Posey, Warrick, Vanderburgh, Daviess, Knox, Spencer, Pike, Perry, Crawford, Clark, Floyd or Harrison Counties in Indiana; or Henderson, Daviess, Hopkins, Hancock, Ohio, McLean, Webster, Union or Crittenden Counties in Kentucky; or Lawrence, Wabash, White, Gallatin or Hardin Counties in Illinois.


Heritage was recognized as a Federal Credit Union of the Year from the National Association of Federal Credit Unions (NAFCU). Chosen among federal credit unions having assets of $250 million or more, Heritage was honored for its financial educational initiatives, providing members the best financial products and excellent service and giving back to the local communities.

Heritage Federal Credit Union made the list of the Best Places to Work in Indiana in 2022, among medium companies of between 75 and 249 U.S. employees. Heritage was the only financial institution in Southwest Indiana to receive this honor. 


Our mission is to meet the changing financial needs of our field of membership by providing quality products and services in an efficient, cost-effective manner by knowledgeable, enthusiastic and caring employees.

Annual Report

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