Checking Accounts

A Checking Account has the freedom to access your money anytime, anywhere and know it’s safe. We have checking accounts layered with benefits to provide you with the freedom of 24/7 access and the safety of knowing we are here to protect you.

  • Free Access Checking - A totally free checking account with no service charge or minimum balance requirements.

  • Free Kasasa Cash® CheckingFree checking that earns really high dividends plus other rewards like refunded ATM withdrawal fees.*

    • Includes exclusive access to open a free Kasasa Saver® account to collect and grow your Kasasa Cash rewards effortlessly.

  • Free Kasasa Cash Back® CheckingFree checking that pays cash back refunds on your debit card purchases and ATM withdrawal fees.* 

    • Includes exclusive access to open a free Kasasa Saver® account to collect and grow your Kasasa Cash Back rewards effortlessly.

  • Free Kasasa Tunes® Checking - Free checking that refunds your purchases from iTunes®, Amazon®, or Google Play™. Other rewards include refunds ATM withdrawal fees* and more.

  • 2nd Chance Checking - Provides access to affordable financial services to those who have had difficulty in qualifying for a checking account. A $10 monthly service charge is attached to this account.

  • Money Market Checking - Pays higher dividends than a regular checking or savings account.

  • Health Savings Account (HSA)** - A deposit account for the purpose of saving money for health care expenses. High deductible health plan (HDHP) required.

Free member benefits with a checking account:
MyMoney Card, Online & Mobile Banking, Bill Pay, e-Statements, Telephone Banking, access to Fee Free ATM Usage, and Direct Deposit

MyMoney Card Benefits:
Use Anywhere Visa® debit cards are accepted, deduct payments directly from your checking account, and use as an ATM card

*Rewards are variable and may change at any time without notice after account is opened. $50.00 minimum balance is required to open Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver accounts. 2.50% cash back on everyday debit card purchases on Kasasa Cash Back account. Earn up to $90.00 cash back per year, up to $7.50 per monthly qualification cycle. ATM fee refunds up to $25.00 per monthly qualification cycle, maximum $5.00 per transaction. Program terms and conditions are subject to change without notice. Membership restrictions may apply.

**You do not have to be an eligible individual to make a rollover contribution from your existing HSA to a new HSA. Rollovers are not subject to the annual contribution limits. You do not need to wait for your insurance renewal period to rollover your HSA from another financial institution to HFCU. A rollover contribution is not included in your income, is not deductible, and does not reduce your contribution limit.

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