Open a Kasasa Cash Checking Account!   Find a Branch Question?

Free Kasasa Cash Checking

Kasasa Cash is a free checking account that earns really high dividends every month. It’s a Kasasa® account, so you know it’s packed with great rewards like refunded ATM withdrawal fees, nationwide.* Plus, you’ll have exclusive access to open our free Kasasa Saver® account that collects and grows these rewards automatically!

Why Choose Kasasa Cash?

  • Free checking that pays high dividends

  • 2.00% APY* on balances up to $25,000

  • 2.00% to 0.80% APY* on balances over $25,000 depending on balance in account*

  • 0.05% APY* if qualifications are not met

  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*

  • Link to free Kasasa Saver to build savings automatically 

  • No minimum balance to earn rewards

  • No monthly maintenance fee 

  • Free Online & Mobile Banking

  • Free Bill Pay

  • Free eStatements

  • Free Visa® debit card at account opening**

  • $50 minimum deposit to open

Qualifying for Kasasa Cash Rewards is Easy

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 (pin-based/signature-based) debit card purchases

  • Be enrolled in and log into online or mobile banking

  • Be enrolled to receive e-statements

If for some reason you don’t meet these qualifications, don’t worry — your account is free and you’ll still earn our base rate. Plus, you can get right back to earning your full rewards the very next month!

Open a Kasasa Cash Checking Account!   Find a Branch   Question?


*APY=Annual Percentage Yield. APYs accurate as of 01/01/2021. The APY range calculation is based on an assumed account balance cap of $25,000 plus $100,000. The APY decreases as your balance increases above $25,000. Rates and rewards are variable and may change at any time without notice after the account is opened. $50.00 minimum balance to open. Fees or other conditions could reduce earnings on the account. ATM fee refunds up to $25.00 per monthly qualification cycle, maximum $5.00 per transaction. Program terms and conditions are subject to change without notice. Membership restrictions may apply.

** First debit card free when account is opened. Refer to HFCU Fee Schedule for cost of replacement cards.

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