Rewards Checking Heritage

Open a Kasasa Cash Checking Account!   Find a Branch 

Free Kasasa Cash Checking

You Asked. We Listened.

Heritage Rewards Checking now offers an even better return on your money.

Earn 3.40% APY1 on balances up to $25,000.

Take advantage of this amazing return and let your money work for you!

Even if you're not ready to take advantage of this amazing offer, no worries... we'll be here when you're ready.

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Why Choose Kasasa Cash?

  • Free checking that pays high dividends

  • 3.40% APY on balances up to $25,000

  • 3.40% to 1.07% APY on balances over $25,000 depending on balance in account

  • 0.05% APY if qualifications are not met

  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)2

  • Link to free Kasasa Saver to build savings automatically 

  • No minimum balance to earn rewards

  • No monthly maintenance fee 

  • Free Digital Banking

  • Free Bill Pay

  • Free eStatements

  • Free Instant Issue Visa® debit card at account opening

  • $50 minimum deposit to open

Qualifying for Kasasa Cash Rewards is Easy

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 (pin-based/signature-based) debit card purchases

  • Be enrolled in and log into Digital Banking and eStatements

If for some reason you don’t meet these qualifications, don’t worry — your account is free and you’ll still earn our base rate. Plus, you can get right back to earning your full rewards the very next month!


1APY=Annual Percentage Yield. APY is accurate as of 10/1/2022. The APY range calculation is based on an assumed account balance cap of $25,000 plus $100,000. The APY decreases as your balance increases above $25,000. Enrollments must be in place and all the following transactions and activities must post and settle to the member’s Kasasa Cash account during each Monthly Qualification Cycle to receive the 3.40% APY: 12 (pin-based/signature-based) debit card purchases, enrolled in and logged into digital banking, enrolled to receive e-statements. 0.05% APY on all balances, even if qualifications are not met. Rates and rewards are variable and may change at any time without notice after the account is opened. $50.00 minimum balance to open. Fees or other conditions could reduce earnings on the account. Program rates, terms, and conditions are subject to change without notice. Membership restrictions may apply.

2ATM fee refunds up to $25.00 per monthly qualification cycle, maximum $5.00 per transaction. Program terms and conditions are subject to change without notice. Membership restrictions may apply.

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