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Business Loans

Heritage Federal Credit Union understands that businesses need money to make money. We want to help you grow and operate your business by providing a variety of business loan options. Consider these funding options with flexible terms, low fees, and low rates:

Commercial Real Estate – for new real estate purchases or refinance of existing commercial mortgages

Ag Real Estate – for the purchase of bare farm land, equipment storage, grain storage, or livestock facilities

Construction Loans – we’re here to help you finance the construction of your dream facility

Investment Property – for the purchase or refinance of Multi-family or 1-4 family locations

Term Loans – Business equipment, Ag equipment, and vehicles

Operating Lines of Credit – for business and Ag cash flow needs

Farm Service Agency (FSA) – FSA backed loans including the Beginning Farmer program for those who’ve been operating for less than 10 years

Small Business Administration (SBA) Loans – our commercial lenders can help you find the appropriate SBA loans and program that fit your business needs

To learn more and discuss your personalized business needs or to discuss business rates, please contact us at 812-253-6928 x 2750 or contact us.

Business Credit Cards 

We value our business partners and we know that having a reliable credit card is key to running a business. That’s why Heritage Federal Credit Union offers a Business Platinum Visa® Credit Card tailored to meet the specific needs of your business such as expenses and business travel. 

Heritage Choice Rewards

We offer a Business Platinum Rewards Visa® Credit Card that features all of the rewards options you expect. Earn points redeemable for merchandise on gift cards, cash back, travel and more. 

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Meet the Business Banking Team

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