Home Equity & Improvement Rates
Current Prime Rate is 5.50% effective 07/27/2022 as published in the Wall Street Journal
Fixed Rate Home Equity* (Up to 80% loan to value)
Fixed Rate Home Equity* (Up to 80% loan to value)
Effective Date: Sunday, October 2nd, 2022
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 5.24% | $18.98 |
| 120 | 5.74% | $10.97 |
| 180 | 6.74% | $8.84 |
Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Effective Date: Sunday, October 2nd, 2022
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 6.49% | $19.56 |
| 120 | 6.99% | $11.61 |
Home Equity Advantage* (Up to 80.01% to 90% loan to value)
Home Equity Advantage* (Up to 80.01% to 90% loan to value)
Effective Date: Sunday, October 2nd, 2022
HE Advantage will allow up to $15,000 for Condominiums.
| Term In Months | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 121 to 180 | 7.74% | $9.41 |
Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Effective Date: Sunday, October 2nd, 2022
HE Advantage will allow up to $15,000 for Condominiums.
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 6.99% | $19.80 |
| 120 | 7.74% | $12.00 |
| 180 | 7.99% | $9.55 |
Home Equity FLEX-LOCK
Home Equity Flex-Lock
$150 closing cost waived on advances of $10,000 or greater. Available Up To 90% LTV |
Call For Rates |
Call us concerning any applicable home equity fees or closing costs. |
Any HELOC rate change will occur on the first of each month. |
These Plans Will Have A Variable Rate Feature. |
Simpli-Easy Refi*
Simpli-Easy Refi*
Effective Date: Sunday, October 2nd, 2022
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| First Mortgage Refi Only - $249 closing cost - Maximum LTV 80% Cash Out Option | ||
| 84 | 7.000% | $15.09 |
| 180 | 7.500% | $9.27 |
Bridge Loans* (Up to 80% loan to value)
Bridge Loans* (Up to 80% loan to value)
Effective Date: Sunday, October 2nd, 2022
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 6 | 5.34% | $18.55 |
Equal Housing Lender
*Certain restrictions apply
**Estimated monthly payment reflects minimum available APR and maximum available term.