Home Equity & Improvement Rates

Current Prime Rate is 5.50% effective 07/27/2022 as published in the Wall Street Journal

Fixed Rate Home Equity* (Up to 80% loan to value)

Fixed Rate Home Equity* (Up to 80% loan to value)
Effective Date: Wednesday, August 10th, 2022
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 5.24% $18.98
120 5.74% $10.97
180 6.74% $8.84

Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)

Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Effective Date: Wednesday, August 10th, 2022
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 6.49% $19.56
120 6.99% $11.61

Home Equity Advantage* (Up to 80.01% to 90% loan to value)

Home Equity Advantage* (Up to 80.01% to 90% loan to value)
Effective Date: Wednesday, August 10th, 2022
HE Advantage will allow up to $15,000 for Condominiums.
Term In MonthsAnnual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
121 to 180 7.74% $9.41

Home Equity Advantage* (Up to 90.01% to 100% loan to value)

Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Effective Date: Wednesday, August 10th, 2022
HE Advantage will allow up to $15,000 for Condominiums.
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 6.99% $19.80
120 7.74% $12.00
180 7.99% $9.55

Home Equity FLEX-LOCK

Home Equity Flex-Lock
Home Equity Flex-Lock

$150 closing cost waived on advances of $10,000 or greater.  Available Up To 90% LTV

Call For Rates
Rates starting as low as Prime Rate - .25%
with a Maximum APR which will not exceed 18.00% and rate floor of 3.00%

Call us concerning any applicable home equity fees or closing costs.

Any HELOC rate change will occur on the first of each month.

These Plans Will Have A Variable Rate Feature.
The Annual Percentage Rate (corresponding to the periodic rate) can change as a result.

Simpli-Easy Refi*

Simpli-Easy Refi*
Effective Date: Wednesday, August 10th, 2022
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
First Mortgage Refi Only -  $249 closing cost - Maximum LTV 80% Cash Out Option
84 5.500% $14.13
180 6.000% $8.17

Bridge Loans* (Up to 80% loan to value)

Bridge Loans* (Up to 80% loan to value)
Effective Date: Wednesday, August 10th, 2022
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
6 5.34% $18.55

Equal Housing Lender

*Certain restrictions apply

**Estimated monthly payment reflects minimum available APR and maximum available term.

Go to main navigation