Mortgage Loan Rates

Mortgage Rates
Effective Date: Sunday, August 7th, 2022
ProgramRatePoint(s)Annual Percentage Rate (APR)*
30 Year Fixed 5.875% 0.000% 5.932%
30 Year Fixed w/points 5.750% 0.250% 5.829%
20 Year Fixed 5.250% 0.000% 5.324%
20 Year Fixed w/points 5.125% 0.125% 5.214%
15 Year Fixed 5.125% 0.000% 5.218%
15 Year Fixed w/points 5.000% 0.125% 5.112%
97% LTV (or less) CONVENTIONAL ADJUSTABLE RATES
3/1 ARM* 4.625% 0.000% 4.678%
5/1 ARM* 4.625% 0.000% 4.678%
7/1 ARM* 5.000% 0.000% 5.054%

*The interest rate will be based on the United States Treasury 1 year T-Bill (3.07 as of 7/27/2022), plus our margin. The APR shown for Adjustable Rate Mortgages (ARMs) may increase or decrease after consummation.

Payment Example: The payment on a $150,000 30-year Fixed Rate Loan at 5.625% is $863.48. The Annual Percentage Rate (APR) is 5.681%. Payment does not include taxes and insurance premiums. Private Mortgage insurance is required on all loans greater than 80% LTV. The actual payment amount may be greater. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

Equal Housing Lender. Insured by NCUA.

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