Financial Calculators

Analysis of your current financial situation can help clarify your short- and long-term goals. The calculators on this page are tools to assist you in getting a clearer view of where you are financially–where you're headed–and what you need to do to get where you want to go. 


Asset Allocation


College Savings

  • College Planner: Set up a savings schedule for your children's college tuition.


Financial Health


Retirement Planning: IRAs

  • IRA Analyzer: Explore the features of both the Roth IRA and Traditional IRA to see if an IRA is right for you.

  • IRA Comparisons: Determine which type of IRA contribution is appropriate for you.

  • Traditional IRA vs. Taxable Savings: Analyze the effect of saving to a traditional IRA versus saving to a taxable savings account.

  • Roth Analyzer: Analyze the effect of saving to a Roth 401(k)/403(b) versus saving to a Regular 401(k)/403(b).


Retirement Planning: Living in Retirement


Retirement Planning: Saving for Retirement


Savings Goal Planning

Heritage Financial Professionals are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America.

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