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Rewards Savings

If you're looking for an additional boost for your savings, Rewards Savings has you covered with 0.75% APY on balances up to $100,000!1 Your financial future’s winning combination of high rate Rewards Checking and powerful saving.  Link your Rewards Checking or Rewards Cash Back Checking checking account to this free account that pays a high rate and helps you save automatically!

Utilize Rewards Savings + Rewards Checking to Maximize your Return

  • Earn 3.40% APY on balances up to $25,000 in Rewards Checking if qualifications are met2
  • Earn 0.75% on balances up to $100,000 in Rewards Savings if qualifications are met
  • 0.75% to 0.63% APY in Rewards Savings on balances over $100,000 if qualifications are met
  • 0.05% APY if qualifications are not met

chart for rewards savings

Open a Rewards Savings today

Learn more about Rewards Checking


1APY=Annual Percentage Yield. APY is accurate as of 09/30/2022. $50.00 minimum balance to open. A Rewards Checking or Rewards Cash Back Checking account is required to have a Rewards Savings account. Rewards Checking qualifications must be met to earn 0.75% APY in Rewards Savings account on balances up to $100,000. If qualifications are not met in the Rewards Checking account, the balance on the Rewards Savings will still earn 0.05% APY. Program rates, terms, and conditions are subject to change without notice. Membership restrictions may apply. The APY decreases as your balance increases above $100,000. The APY range is based on an assumed account balance cap of $100,000 plus $100,000.

2Rewards Checking: APY=Annual Percentage Yield. APY is accurate as of 09/30/2022. The APY range calculation is based on an assumed account balance cap of $25,000 plus $100,000. The APY decreases as your balance increases above $25,000. Enrollments must be in place and all the following transactions and activities must post and settle to the member’s Reward's Checking account during each Monthly Qualification Cycle to receive the 3.40% APY: 12 (pin-based/signature-based) debit card purchases, enrolled in and logged into digital banking, at least 1 direct deposit into the account, enrolled to receive e-statements. 0.05% APY on all balances, even if qualifications are not met. Ability to earn $849 yearly based on maintaining a monthly balance of $25,000 in the Rewards Checking account and meeting all requirements to earn $70.83 each month x 12 = $849.96. Rates and rewards are variable and may change at any time without notice after the account is opened. $50.00 minimum balance to open. Fees or other conditions could reduce earnings on the account. Qualifications must be met to receive rewards. Program rates, terms, and conditions are subject to change without notice. Membership restrictions may apply.

3All earnings examples are based on maintaining a monthly balance of $25,000 in the Rewards Checking account and meeting all requirements. For example, the ability to earn $1,414 yearly is based on maintaing a monthly balance of $25,000 in Rewards Checking, plus maintaining a monthly balance of $75,000 in Rewards Savings. Earnings in Rewards Checking are $70.83 each month x 12 = $849.96 year. Earnings in Rewards Savings are $46 each month x 12 = $564 yearly. The combined earnings from both Rewards Checking and Rewards Savings are $46 + $70 = $117 monthly and $564 + $849.96 = $1,414 yearly. 

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