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Auto Loans

Auto Loans

New or used, we’ve got auto loans that get you into the car you love. Our auto loans offer great rates with full service support for your next ride. Let’s hit the road together. Use our calculator to find your perfect payment, contact a Relationship Banker, apply for a loan from your phone, and more. 

Family in Car Heritage Auto Loans

Get Prequalified

Get started now! Lock in your rate by getting prequalified for an auto loan directly from your computer or phone. 

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Refinance Your Auto Loan

Refinance My Auto Loans

Refinancing can help you save money, pay off your car faster or lower your APR. Let’s see what makes sense for you!

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Auto Loan Current Member Services

Current Member Services

Members can make a payment, find auto insurance, start a Skip-A-Pay request, and more here. 

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Auto Insurance

Auto Insurance

At Heritage, we’ve partnered with select programs to help you get the coverage you need and deserve. We’ve taken this necessity and made it work for you, with exclusive savings and discounted rates. Contact directly, or consult with one of our Financial Experts to find the right fit for you!

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Vehicle Protection

Vehicle Protection

Comprehensive coverage that goes the extra mile. Heritage can provide added protection for your vehicle, your investment and your financial standing. These options for additional protection can help make a tough situation, better. We’re here to help.

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Auto Loan Connect With A Loan Officer

Connect with a Relationship Banker

Have questions about where to start? We're stoked to have the best team around for financial planning, lending and navigating future saving.

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Find a Location

We like to be where you are! Expanding services, means expanding access, and at Heritage we're all about making your life easier.

Branch Locator


For sample use only

Choose Your Rate
Name Term APR* as low as
Name Term
name term months rate
Your monthly payment is only...
2123 for term months

 Rates, terms and conditions effective as of 9/29/2022 and are subject to change. Subject to credit approval. Vehicle insurance is required. Other restrictions may apply, see contact a loan officer for details.All rates/Annual Percentage Rates (APRs) examples are based on highest credit tier.

*Payment example based on 7.20% APR based on $20,000 loan, 2020 or newer model year, 60 month loan term, 7.20% rate, $394.14 monthly payment and a $49.00 processing fee (financed into the loan) plus a $125 fee with indirect financing.

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