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Member Rewards and Resources

Member Rewards



Heritage members can save on T-Mobile and Spectrum with Love My Credit Union Rewards!

Heritage Choice Rewards

Earning rewards has never been easier! Each time you use your eligible Heritage VISA© credit card you earn points that reward you with everything from gear to gift cards. Every dollar spent with your eligible credit card earns you a point. Check your Heritage Digital Banking App to track and redeem your rewards! 

Refer a friend and earn $50! 

Share the Rewards 50/50! Love Heritage and want to spread the word? Get paid up to $500 to do so! Get $50 for each friend you refer to open a checking account at Heritage, and your friend will get $50 too. 

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Member Resources

Claim your no-cost Accidental Death & Dismemberment InsuranceClaim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.1

Your $1000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of Heritage Federal Credit Union, is now available for you to claim.

As a member of Heritage Federal Credit Union, you have received $1000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.  

Again, it costs you absolutely nothing—only a few minutes of your time—to get $1000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 1-800-798-8798.

TruStage® Auto Insurance Program

Working with carefully selected auto insurance companies, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.2 If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

Call Delbert Wray at 502-709-0118 or Get a Quote Online

Travelers Auto Insurance Program

Through a special arrangement with Travelers, Heritage members have access to exclusive savings on auto insurance. This savings advantage is not available to the general public and could save you hundreds of dollars on the coverage that’s right for you. Find out if you could get better coverage at a better rate with Travelers.3

Call (800) 842-5936  or  Get a Quote Online

National Shared Branches

As a participant of the Shared Branching Network, members can use the services of other branches in the network. Look for the Shared Branch logo on any of the 5,000+ shared branches nationwide.

View our Shared Branches

Not a member but want to take advantage of these perks? Join today! 

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1Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage


2TruStage® Auto Insurance program is offered by TruStage Insurance Agency,

LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
AHE, AHL-1339476.1

3Insurance is underwritten by The Travelers Indemnity Company or one of its

property casualty affiliates, One Tower Square, Hartford, CT 06183. In CA: Insurance is underwritten by Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #6519, or Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #6521, State of Domicile: Connecticut. In FL: Homeowners insurance is not currently offered for new business. In TX: Auto insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. © 2017 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

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