Small Business, Big Opportunity
Our SBA 7(a) and SBA 504 loan programs offer benefits such as fast, local service, online applications, a down payment as low as 10 percent and more.
About SBA
The Small Business Administration (SBA) functions as the primary source for government-supported business loans, enabling small business proprietors to secure funding with reduced equity compared to what is typically required for a traditional loan due to a portion of the SBA loan being government-guaranteed.
Learn MoreHertiage SBA Loan Types
SBA 7(a)
- Loan Amount: up to $5 million
- Loan Term: up to 10 years (25 years for real estate)
- Interest Rate: variable and fixed options available
- Down Payment: typically 10-20% of loan amount
SBA 504
- Loan Amount: up to $5 million
- Loan Term: 10, 20 or 25 years
- Interest Rate: variable and fixed options available
- Down Payment: 10, 15 or 20%
Here to help
Navigating SBA Loans and small business options can be overwhelming. Jen and Jordan are our local Heritage SBA experts who are happy to help your business succeed.
Want to learn more before continuing? Read our blog post or listen to our Talking Cents with Heritage podcast episode, What to Know About SBA Loans.
Small Business Solutions
We understand that businesses come in all shapes and sizes, so we offer Business Checking accounts that can be custom fit for your product and service offering, from Money Market Checking Accounts to Small Business Checking Accounts, we have an option for you.
Small Business Checking
- 250 free transaction items per month (see fee schedule)
- No monthly service charge or minimum balance
- Free Digital Banking
- Free Bill Pay
- Business Debit Card
Simplified Banking
At Heritage, you can manage your loans and your checking accounts all in one place with Heritage Digital Banking. Plus, you recieve personalized support from local experts who geniunely care about your business's success.
Small Business Testimonials
Hear from Heidi Griese, owner of Flowers & More, and Zac and Jessica Parsons, owners of Honey + Moon Coffee Co, as they share how working with Heritage impacted their small businesses.
Hear from Matt Bertram, owner of Bertram Chiropractic & Wellness, as he shares how working with Heritage and receiving an SBA Loan impacted his business.
Let us help your small business succeed.
Start your SBA Application Open Small Business Checking All Business Loan Options
Subject to business review and approval. Property insurance may be required.
Go to main navigation
