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Certificate Rates

Consumer Certificate Rates

Certificates & IRAs
Effective Date: Wednesday, July 2nd, 2025
TermCurrent Dividend RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APY
5 Year 2.47% 2.50% $500.00 $500.00
4 Year 2.47% 2.50% $500.00 $500.00
3 Year 2.47% 2.50% $500.00 $500.00
30 Month 2.23% 2.25% $500.00 $500.00
2 Year 2.23% 2.25% $500.00 $500.00
18 Month 2.08% 2.10% $500.00 $500.00
1 Year 1.98% 2.00% $500.00 $500.00
9 Month 4.17% 4.25% $2,500.00 $2,500.00
6 Month 1.74% 1.75% $2,500.00 $2,500.00
91 Day 1.74% 1.75% $2,500.00 $2,500.00
Rates effective as of 05/01/2025. Annual Percentage Yields accurate as of stated date and are subject to change. For all certificates, fees and other conditions could reduce the earnings on these accounts. Penalties may be imposed for early withdrawal.

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