How does this work? 

One person will be awarded the $10,000 grand prize, two people will each be awarded a $5,000 prize and five people will each be awarded a $1,000 prize.

Winners will be randomly selected on October 15, 2026, and awarded a check in the amount of their winnings.

Eligibility and Limitations: No purchase is necessary to enter or win. Participants and winners must show proof of U.S. residency and proof of age. Must be 18 years or older. Drawing is open to both Heritage members and non-members. Employees and volunteers of Heritage and relatives of any such persons are not eligible to participate and win. Visit any Heritage branch to complete the entry form. Entries must be made before 4 p.m. CST 10/14/2026. Limit one entry per person. Prizes: (7) winners. Each winner will receive one of the three available USD fund amounts (1) $10,000, (2) $5,000 or (5) $1,000. Each prize will be awarded by check payable to the winner. The prize awarded to the eligible winner is not transferable or exchangeable for any other prize. The winners will be contacted via phone call and will be given 30 days from the initial phone call date to claim their prize. The prize must be picked up from Heritage Federal Credit Union (8266 Bell Oaks Drive, Newburgh, IN 47630) within 14 days of claiming the prize. If a winner cannot be contacted or is disqualified for any reason, Heritage reserves the right to determine an alternate winner or not to award that winner's prize, at its sole discretion. The winners will be drawn on or around 10/15/2026. Odds of winning depend upon the number of participants. The term "relatives” includes spouses, parents, step-parents, grandparents, step-grandparents, children, step-children, grandchildren, step-grandchildren, siblings, step-siblings, aunts, uncles, nieces, nephews, parent-in-laws, sibling-in-laws, children-in-laws, and any other persons residing at the same household whether or not related. The value of the prize awarded to the winner may be reported for tax purposes as required by law. The prize may be reported on an applicable IRS Form. The winner is solely responsible for reporting and paying any and all applicable taxes related to the prize. The winner must provide Heritage with valid identification and a valid taxpayer identification number or social security number before any prize will be awarded. Unsportsmanlike, disruptive, annoying, harassing or threatening behavior is prohibited. All decisions will be made by Heritage and are final. Void where prohibited. Heritage may amend the rules, or discontinue the drawing at any time. This sweepstakes is sponsored by: Heritage Federal Credit Union, 8266 Bell Oaks Drive, Newburgh, IN 47630. Any questions regarding these sweepstakes should be directed to the marketing department at marketing@heritagefederal.org.