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Credit Card Loan Rates

Credit Card Rates
Effective Date: Sunday, April 21st, 2024
Card TypeGrace Period for PurchasesAnnual Percentage Rate (APR)*
My Preferred Visa Revolving (25-day grace period) 12.00%
My Preferred Plus Visa Revolving (25-day grace period) 13.50%
My Choice Visa Revolving (25-day grace period) 18.00%
My Choice Plus Visa Revolving (25-day grace period) 18.00%
*APR = Annual Percentage Rate. Information is accurate as of 07/26/2023. Balance transfers may be subject to a fee up to 4.00% of the amount transferred with a minimum of $10, a cash advance fee up to 4.00% of the advance amount with a minimum of $10, on each foreign transaction, there is a fee of 1.00% of the transaction amount. The rate is variable and may change.  The variable APR is currently between 12.00% and 18.00%.   Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at (812) 253-6928 or toll free at (800) 858-1693 for current cost information.

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