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Home Equity Rates

Home Equity Rates

Fixed Rate Home Equity* (Up to 80% loan to value)
Effective Date: Sunday, July 14th, 2024
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
60 7.75% $20.16
120 8.25% $12.27
180 9.25% $10.29

Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Effective Date: Sunday, July 14th, 2024
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
 
60 9.00% $20.76
120 9.50% $12.94
121 to 180 10.25% $10.90

Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Effective Date: Sunday, July 14th, 2024
HE Advantage will allow up to $15,000 for Condominiums.
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
 
60 9.50% $21.00
120 10.25% $13.35
180 10.50% $11.05

Home Equity FLEX-LOCK
Home Equity Flex-Lock
 
$150 closing cost waived on advances of $10,000 or greater. Available Up To 90% LTV
Call For Rates
Rates starting as low as Prime Rate - .25%
with a Maximum APR which will not exceed 18.00% and rate floor of 5.00%
Call us concerning any applicable home equity fees or closing costs.
Any HELOC rate change will occur on the first of each month.
These Plans Will Have A Variable Rate Feature.
The Annual Percentage Rate (corresponding to the periodic rate) can change as a result.

Simpli-Easy Refi*
Effective Date: Sunday, July 14th, 2024
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
 
First Mortgage Refi Only - $249 closing cost - Maximum LTV 80% Cash Out Option
84 6.500% $14.85
180 7.000% $8.99

Bridge Loans* (Up to 80% loan to value)
Effective Date: Sunday, July 14th, 2024
Term In Months (Up To)Annual Percentage Rate (As Low As)Estimated Monthly Payments Per $1,000 Borrowed**
 
6 9.25% $10.29


Current Prime Rate is 8.50% effective 07/26/2023 as published in the Wall Street Journal

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