Home Equity Rates
Fixed Rate Home Equity* (Up to 80% loan to value)
Effective Date: Thursday, April 25th, 2024
Current Prime Rate is 8.0% effective 4/1/2023 as published in the Wall Street Journal
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 7.75% | $20.16 |
| 120 | 8.25% | $12.27 |
| 180 | 9.25% | $10.29 |
Fixed Rate Home Equity* (Up to 80.01% to 90% loan to value)
Effective Date: Thursday, April 25th, 2024
Current Prime Rate is 8.0% effective 4/1/2023 as published in the Wall Street Journal
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 9.00% | $20.76 |
| 120 | 9.50% | $12.94 |
Home Equity Advantage* (Up to 80.01% to 90% loan to value)
Effective Date: Thursday, April 25th, 2024
HE Advantage will allow up to $15,000 for Condominiums.
| Term In Months | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 121 to 180 | 10.25% | $10.90 |
Home Equity Advantage* (Up to 90.01% to 100% loan to value)
Effective Date: Thursday, April 25th, 2024
HE Advantage will allow up to $15,000 for Condominiums.
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 60 | 9.50% | $21.00 |
| 120 | 10.25% | $13.35 |
| 180 | 10.50% | $11.05 |
Home Equity FLEX-LOCK
| Home Equity Flex-Lock |
|---|
| $150 closing cost waived on advances of $10,000 or greater. Available Up To 90% LTV |
| Call For Rates Rates starting as low as Prime Rate - .25% with a Maximum APR which will not exceed 18.00% and rate floor of 3.00% |
| Call us concerning any applicable home equity fees or closing costs. |
| Any HELOC rate change will occur on the first of each month. |
| These Plans Will Have A Variable Rate Feature. The Annual Percentage Rate (corresponding to the periodic rate) can change as a result. |
Simpli-Easy Refi*
Effective Date: Thursday, April 25th, 2024
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| First Mortgage Refi Only - $249 closing cost - Maximum LTV 80% Cash Out Option | ||
| 84 | 7.000% | $15.09 |
| 180 | 7.500% | $9.27 |
Bridge Loans* (Up to 80% loan to value)
Effective Date: Thursday, April 25th, 2024
| Term In Months (Up To) | Annual Percentage Rate (As Low As) | Estimated Monthly Payments Per $1,000 Borrowed** |
|---|---|---|
| 6 | 9.25% | $10.29 |
