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1% Cash Back

1% Cash Back on Auto Loans

For a limited time, get 1%* Cash Back on your Auto Loan!

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*Offer valid on direct applications received between June 1, 2026 – June 30, 2026. Loan must be funded by July 30, 2026. Eligible loans are fixed rate installment consumer titled new or used auto loans. Minimum loan amount is $10,000 and maximum loan amount is $100,000. Minimum credit score of 650 or higher to be eligible. Heritage Federal Credit Union refinances are not eligible. The rate may vary depending on each individual’s credit history and underwriting factors. Some restrictions apply. Subject to credit approval and vehicle insurance is required. The cash back payout is based on one percent (1%) of the loan amount, with a maximum payout of $1,000. Cash back will be deposited into member’s primary share account after 90 days of loan funding and the first regular monthly payment has posted. Loan must be open, title must be perfected showing Heritage Federal Credit Union as lienholder, and member must be in good standing to be eligible for the cash back deposit. Program rates, terms, and conditions are subject to change without notice. Membership restrictions may apply. Cash back may be reported on applicable IRS Form. Insured by NCUA.

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