Should I refinance my mortgage? Current Loan Information Current loan balance ($) Annual interest rate (0% to 40%) Number of months remaining (1 to 480) Current payment (optional) ($) Proposed Loan Information Annual interest rate on new mortgage (0% to 40%) Number of months (30yrs=360) (1 to 480) Loan origination fee (0% to 5%) Other fees/discount points (0% to 5%) Other fees ($) Include closing costs in loan amount? No Yes Reset Powered By CalcXML Home Budget Analyzer Assumptions Monthly or annual figures? Monthly Annual Home Mortgage payment or rent ($) Household repairs and maintenance ($) Utilities ($) Major home improvements and furnishings ($) Homeowners (renters) insurance ($) Transportation Automobile loan(s) ($) Automobile expenses (gas, repairs, etc.) ($) Automobile insurance ($) Other transportation expenses ($) Taxes Federal income taxes ($) State income taxes ($) FICA (social security taxes) ($) Real estate taxes ($) Other taxes ($) Debts Personal loan(s) ($) Charge accounts ($) Necessities Food ($) Clothing and laundry ($) Educational expenses ($) Child care ($) Life insurance premiums ($) Medical, dental and disability insurance ($) Leisure Vacation home (mortgage) ($) Entertainment and dining ($) Recreation and travel ($) Club dues ($) Hobbies ($) Misc Gifts ($) Professional services ($) Charitable contributions ($) Other and miscellaneous expenses ($) Reset Powered By CalcXML Go to main navigation