Consumer Share Rates
| Name | Current Dividend Rate | Annual Percentage Yield | Minimum Balance | Minimum Balance to Earn APY |
|---|---|---|---|---|
| Kasasa Cash® Checking (if qualifications are met)1,2 | 3.35% | 3.40% | $50.00 | $0.00 |
| Kasasa Cash® Checking (if qualifications are met)1,2 | 0.50% | 3.40% to 1.07%3 | $50.00 | $25,000.00 |
| Kasasa Cash® Checking (if qualifications are NOT met)1 | 0.05% | 0.05%* | $50.00 | $0.00 |
| Kasasa Saver® (if qualifications are met)1,2 | 0.75% | 0.75% | $50.00 | $0.00 |
| Kasasa Saver® (if qualifications are met)1,2 | 0.50% | 0.75% to 0.63%4 | $50.00 | $100,000.00 |
| Kasasa Saver® (if qualifications are NOT met)1 | 0.05% | 0.05% | $50.00 | $0.00 |
Rates effective as of 01/01/2021. Annual Percentage Yields accurate as of stated date and are subject to change. For all certificates, fees and other conditions could reduce the earnings on these accounts. Penalties may be imposed for early withdrawal. Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. 1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account(s) during each monthly Qualification Cycle: a) At least 12 debit card purchases b) Be enrolled in and log into online or mobile banking c) Be enrolled to receive e-statements. 2 Only the funds that comprise each tier will earn the rate for that tier. 3 The APY range is based on an assumed account balance cap of $25,000 plus $100,000. The APY decreases as your balance increases above $25,000. 4 The APY range is based on an assumed account balance cap of $100,000 plus $100,000. The APY decreases as your balance increases above $100,000. | ||||
| Name | Current Dividend Rate | Annual Percentage Yield | Minimum Balance to Open | Minimum Balance to Earn APY |
|---|---|---|---|---|
| Companion Savings (with an open Companion Certificate) | 0.50% | 0.50% | $0.00 | $0.00 |
| Companion Savings (without an open Companion Certificate) | 0.10% | 0.10% | $0.00 | $0.00 |
Rates effective as of 5/1/2020. Annual Percentage Yields accurate as of stated date and are subject to change. Rates are variable and may change after accounts are open. Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. | ||||
| Name | Current Dividend Rate | Annual Percentage Yield | Minimum Balance to Open | Minimum Balance to Earn APY |
|---|---|---|---|---|
| Primary Share | 0.05% | 0.05% | $5.00 | $100.00 |
| Primary Share | 0.10% | 0.10% | $5.00 | $10,000.00 |
| Primary Share | 0.15% | 0.15% | $5.00 | $25,000.00 |
| Primary Share < 19 | 0.05% | 0.05% | $5.00 | $0.00 |
| Primary Share < 19 | 0.10% | 0.10% | $5.00 | $10,000.00 |
| Primary Share < 19 | 0.15% | 0.15% | $5.00 | $25,000.00 |
| General Share | 0.05% | 0.05% | $0.00 | $100.00 |
| General Share | 0.10% | 0.10% | $0.00 | $10,000.00 |
| General Share | 0.15% | 0.15% | $0.00 | $25,000.00 |
| Prime Performance Savings | 0.05% | 0.05% | $10,000.00 | $0.00 |
| Prime Performance Savings | 0.10% | 0.10% | $10,000.00 | $10,000.00 |
| Prime Performance Savings | 0.15% | 0.15% | $10,000.00 | $25,000.00 |
| Prime Performance Savings | 0.20% | 0.20% | $10,000.00 | $50,000.00 |
| Prime Performance Savings | 0.25% | 0.25% | $10,000.00 | $100,000.00 |
| Prime Performance Savings | 0.30% | 0.30% | $10,000.00 | $200,000.00 |
| Prime Performance Savings | 0.75% | 0.75% | $10,000.00 | $250,000.00 |
| Prime Performance Savings | 1.24% | 1.25% | $10,000.00 | $325,000.00 |
| Prime Performance Savings | 1.74% | 1.75% | $10,000.00 | $500,000.00 |
| Prime Performance Savings | 2.23% | 2.25% | $10,000.00 | $750,000.00 |
| General Club | 0.05% | 0.05% | $0.00 | $100.00 |
| General Club | 0.10% | 0.10% | $0.00 | $10,000.00 |
| General Club | 0.15% | 0.15% | $0.00 | $25,000.00 |
| Christmas Club | 0.05% | 0.05% | $0.00 | $0.00 |
| Christmas Club | 0.10% | 0.10% | $0.00 | $10,000.00 |
| Christmas Club | 0.15% | 0.15% | $0.00 | $25,000.00 |
| Graduate Planning Account (GPA)5 | 0.20% | 0.20% | $0.00 | $0.00 |
| Individual Retirement Account (IRA)6 | 0.30% | 0.30% | $0.00 | $0.00 |
Rates effective as of 12/1/2022. Annual Percentage Yields accurate as of stated date and are subject to change. Rates are variable and may change after accounts are open. Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. 5 GPA Account – A penalty of six months dividends, based on current dividend rates, may be imposed on any amount withdrawn before the account has been open for three years unless the funds are used for qualified educational purposes. 6 IRA share accounts, until you have reached 59 and ½ years of age, we will require that you give us at least 90 days advance written notice of your intent to withdraw funds. Penalties may be imposed for early withdrawals.
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| Name | Current Dividend Rate | Annual Percentage Yield | Minimum Balance to Open | Minimum Balance to Earn APY |
|---|---|---|---|---|
| HSA Checking | 1.00% | 1.00% | $0.00 | $0.00 |
| Money Market Checking | 0.15% | 0.15% | $1,000.00 | $1,000.00 |
| Money Market Checking | 0.20% | 0.20% | $1,000.00 | $10,000.00 |
| Money Market Checking | 0.25% | 0.25% | $1,000.00 | $25,000.00 |
| Money Market Checkin | 0.25% | 0.25% | $1,000.00 | $50,000.00 |
| Money Market Checking | 0.25% | 0.25% | $1,000.00 | $100,000.00 |
| Money Market Checking | 0.75% | 0.75% | $1,000.00 | $250,000.00 |
| Money Market Checking | 1.24% | 1.25% | $1,000.00 | $325,000.00 |
| Money Market Checking | 1.74% | 1.75% | $1,000.00 | $500,000.00 |
| Money Market Checking | 2.23% | 2.25% | $1,000.00 | $750,000.00 |
| Prime Advantage Checking | 0.05% | 0.05% | $0.00 | $0.00 |
| Future Advantage Checking | 0.05% | 0.05% | $0.00 | $0.00 |
| Merit Checking | 0.05% | 0.05% | $0.00 | $500.00 |
Rates effective as of 1/1/2023. Annual Percentage Yields accurate as of stated date and are subject to change. Rates are variable and may change after accounts are open. Dividend period – For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. | ||||
