Todd began his banking career over 28 years ago as an assistant branch manager. He is an experienced retail, mortgage, and commercial lender who takes pride in the service he and Heritage provides. Todd graduated from Ball State University with a degree in Business Marketing. He is also a 2020 graduate of Leadership Southern Indiana Discover Program. Todd has served on The Salvation Army Advisory Board since 2008 and previously coached volleyball and basketball at Holy Family Catholic School.

When not at the office, Todd spends most of his time with his wife, their 4 children, and new granddaughter. He enjoys all sports, especially basketball and football and recently fulfilled a childhood dream by attending a Dallas Cowboys game in Dallas. Todd also plays golf, enjoys fishing with his son, and staying active.